no credit check! apply now!

 

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APPLY ONLINE

We have simplified the online loan application process to make it fast and easy for you to apply for the cash advance you need. In fact, you can complete the application online in minutes and get an instant decision.**

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FAST APPROVAL

Applications are pre-approved in as little as 60 seconds! Our swift approval process means you will have the money you need in minutes, not days.  When an emergency arises, the last thing you need is a lengthy approval process.**

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CASH TODAY

The Credit Company gives you the option to get cash fast! You may be eligible for the following options. Pick up cash at a local store location or have money deposited into your bank account overnight.

The Credit Company is the right choice for you if:

 
YOU ARE 18 OR OLDER

The minimum age to apply for a loan from The Credit Company is 18 years old.
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HAVE A CURRENT EMAIL ADDRESS

To apply for loans online you must have an active email address.
 
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NOT CURRENTLY BE IN BANKRUPTCY

You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file.
YOU ARE A U.S. RESIDENT

Must be a Permanent Resident or Citizen of the United States. ITIN applicants welcomed.
 
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HAVE A ACTIVE BANK ACCOUNT

You need an active bank account and must be able to provide current statements.
HAVE A RELIABLE SOURCE OF INCOME

You must have an income every month whether it be benefits or a job.
Great customer service. The loan application was easy! Quick approval!
— Claire

 

Frequently asked questions

Can I apply if I have less-than-perfect credit?

Yes. Less-than-perfect credit† will not necessarily prevent you from qualifying for a CashNetUSA product. Even if you have been turned down by other lenders in the past, we may be able to assist you in obtaining a convenient credit option that fits your needs.

How do I know that I have been approved?

You will receive an email notification once your application has been approved. CashNetUSA and the lender reserve the right to make adjustments to your approval until the time you receive the funds in your bank account based on new information regarding your application.

When will I receive my funds?

If your application is approved by 6 p.m. CT Monday through Thursday, you will generally receive your funds from the lender by the next business day.* If your application is approved between 6 p.m. CT Thursday and 6 p.m. CT Sunday, you will receive your funds from the lender on Monday, unless it is a bank holiday.

The exact time of funding depends on when your bank will post ACH (Automated Clearing House) credits to your bank account. If you expect to receive funds on a certain day, but do not see the funds in your bank account, you should contact your bank's ACH department. They should be able to tell you when the funds will become available. View the Loan Funding Schedule for more information on funding times.