Payday Loans / Cash Advances

When your monthly budget falls short, consider a short term cash advance loan to get you through until your next payday. Payday Loans/Cash Advances are small loans designed to help you quickly get money when you need it. 

How Payday Loans Work:

Payday loans are typically short-term, personal loans for two weeks to a month. Your due date is based on your pay schedule.

1. Visit The Credit Company store with ID, proof of income and bank statement or get started with an online payday loan application
2. Complete short loan application
3. Sign agreement and write a personal check for the loan amount plus fee
4. Make an appointment to return and repay the loan
5. Receive money on the spot
6. Return on your due date to pay your cash advance off and reclaim your personal check

Installment Loan Services

Our Installment Loans get you the money you need today, but give you the flexibility to repay them over time. The Credit Company installment loans are simple. Apply, review the loan terms, approve and receive your money on the spot. Then, repay in multiple payments.

How Installment Loans Work:

1. Visit the nearest store with ID, proof of income and bank statement or get started online
2. Complete short application
3. Review installment loan terms and payment schedule
4. Sign agreement
5. Receive money on the spot
6. Make payments on your scheduled due dates

*Installment Loan Services are only offered in Texas

Online Payday Loans

With an online Payday Loan, you can get a little extra money before your next paycheck, without visiting a location. The Credit Company Loan is simple. Complete a short application and we’ll deposit the money you need straight into your bank account by the next banking day.* So you can keep moving forward.

How An Online Payday Loan Works:

1. If online payday loans are available in your state, you can get the money you need by filling out the short online application
2. To be eligible for an online loan, you must:
   1. Have a valid government-issued ID
   2. Have a source of income
   3. Have a social security number
   4. Be at least 18 years of age
   5. Not be in current bankruptcy
   6. Not be an active member, spouse or dependent of the military
3. Make sure you have the following information ready for your application:
   1. Your social security number
   2. Checking account number and routing number (located at the bottom left of your check)
   3. Income information (pay amount, last pay date, frequency, address)
   4.  

Tax Services

Your taxes will get done right with Tax Break Income Tax Services. Stop into one of our locations any time year-round if you ever have a tax-related question. We can help. We partner with Tax Break Income Tax Services to help you quickly and accurately prepare and file your state and federal taxes.

• Refund estimation
• Tax refund preparation
• Filing services

Pre-Tax Season Estimation:

• If you’re curious about your federal tax refund before tax season rolls around, we can help
• Come in anytime between November and the start of tax season and provide the following:
  1. Your earnings (most recent paystub or verification of income)
  2. Your filing status (single, married or head of household)
  3. The number of dependents you will claim
• We will use this information to provide you a free estimate* of your federal tax refund in advance of tax season

How Our Tax Services Work:

• Our knowledgeable tax professionals can help prepare and file your tax returns
• Find a participating The Credit Company location
• Bring the following tax documents:
  • Wage Statements (W-2 forms)
  • Interest or Other Income Earned Statements (Form 1099-DIV or 1099-INT)
  • Mortgage Statement (Form 1098)
  • Social Security Number (you, your spouse, children and other dependents)
  • Two forms of ID (Valid government-issued photo ID and one additional ID)
  • Any other relevant documents